Current life progress report: better.
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11-01-2014, 07:24 PM
RE: Current life progress report: sucks.
That sounds tough CTS. Can you call and ask for a payment schedule at least? It might have a bit of interest but at least it'll ease some stress, maybe.

You gotta push through but do that, like always, one day at a time. Look for a job, pay things down, etc. I was in a similar spot 10 years ago and it took some time and work, but chip away at this kind of thing and before you know it, it's all in the past and the pasture is greener.

PM me if you need to vent more, ever. Hug
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11-01-2014, 07:25 PM
RE: Current life progress report: sucks.
(11-01-2014 07:22 PM)cjlr Wrote:  What are you, anyway, down in the GTA somewhere?

Anything I (or another concerned citizen) might be able to do to help?

Further north. Capitol.

Get me out of this fucking place.

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11-01-2014, 07:28 PM
RE: Current life progress report: sucks.
(11-01-2014 07:24 PM)LadyJane Wrote:  That sounds tough CTS. Can you call and ask for a payment schedule at least? It might have a bit of interest but at least it'll ease some stress, maybe.

You gotta push through but do that, like always, one day at a time. Look for a job, pay things down, etc. I was in a similar spot 10 years ago and it took some time and work, but chip away at this kind of thing and before you know it, it's all in the past and the pasture is greener.

PM me if you need to vent more, ever. Hug

I got 20 bucks I can spare for them each month. I was told paying 20 bucks per month wouldn't do it with them. That doesn't even cover their interest rates (25%? Murderers) and so that's an out. Settlement is just about half. Half I can't cover.

One day at a time. Fuck, it's like a 12 step room this. Hi, my name is El Cheapo, and well, I'm el cheapo atm and need to sort my life out...

Greener pastures is what I want. Green is what they want. I want green, they want green, but it's all lost to fucking lawyers.

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11-01-2014, 07:29 PM
RE: Current life progress report: sucks.
Have you called the company and tried to reduce the bill or negotiate a payment plan? Maybe threaten to get a lawyer involved? When I was in my very early 20s I was hit with a cell phone bill that wasn't correct. They wouldn't fix and sent it to a debt collector. I never paid that shit despite recieving letters threatening lawsuit for like 7 years. I never paid and after 7 years they have to drop it so yeah...I'm sure my credit sucked during that period so I'm not recommending it Wink
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11-01-2014, 07:31 PM
RE: Current life progress report: sucks.
(11-01-2014 07:29 PM)jaxx Wrote:  Have you called the company and tried to reduce the bill or negotiate a payment plan? Maybe threaten to get a lawyer involved? When I was in my very early 20s I was hit with a cell phone bill that wasn't correct. They wouldn't fix and sent it to a debt collector. I never paid that shit despite recieving letters threatening lawsuit for like 7 years. I never paid and after 7 years they have to drop it so yeah...I'm sure my credit sucked during that period so I'm not recommending it Wink

No idea how the credit will be affected. What does it mean?

I don't have a credit card. My phone bill and internet are pay as you go. I'm willing to have them go fuck themselves, but if it makes me unable to apply for loans with uni then I'm well and truly FUCKED.

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11-01-2014, 07:32 PM
RE: Current life progress report: sucks.
I'll trade my debt for yours!Thumbsup

Onward, my faithful steed!
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11-01-2014, 07:33 PM
RE: Current life progress report: sucks.
(11-01-2014 07:25 PM)cheapthrillseaker Wrote:  Further north. Capitol.

Get me out of this fucking place.

There's always good ol' Sudbury with your buddy cjlr.

... this is my signature!
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11-01-2014, 07:33 PM
RE: Current life progress report: sucks.
(11-01-2014 07:32 PM)Crulax Wrote:  I'll trade my debt for yours!Thumbsup

Depends... how much anxiety is this causing you? I might get the better end of the deal.

We're trading all the shit that goes with it, right?

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11-01-2014, 07:35 PM
RE: Current life progress report: sucks.
(11-01-2014 07:33 PM)cjlr Wrote:  
(11-01-2014 07:25 PM)cheapthrillseaker Wrote:  Further north. Capitol.

Get me out of this fucking place.

There's always good ol' Sudbury with your buddy cjlr.

Consider Never been before.

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11-01-2014, 07:37 PM
RE: Current life progress report: sucks.
(11-01-2014 07:33 PM)cheapthrillseaker Wrote:  
(11-01-2014 07:32 PM)Crulax Wrote:  I'll trade my debt for yours!Thumbsup

Depends... how much anxiety is this causing you? I might get the better end of the deal.

We're trading all the shit that goes with it, right?

My debt doesn't cause me any anxiety and currently I am sitting at around 50 grand.
What are they going to do kill me! I pay them what I can when I can and other than that fuck em. I'm not going to live like a fucking hermit just to pay them a little more each month.

Onward, my faithful steed!
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