Keeping my fingers crossed
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15-08-2015, 05:02 PM
RE: Keeping my fingers crossed
(15-08-2015 04:59 PM)GirlyMan Wrote:  
(15-08-2015 04:50 PM)Anjele Wrote:  I don't get it either. Alex is already pre-approved for a VHA loan. So there isn't any of that paperwork left to do. The loan is a go as long as the home appraises for the offered amount.

It's just really screwy in Collin County right now. Especially here in our little town.

If they're really looking to offer crazy discounts for cash and you have enough equity in your house you could take out a home equity loan and offer them cash and make out like a bandit.

At this point, and the way things are selling around here, I expect to come home from work one day to a 'for sale' sign in the front yard. Dodgy

See here they are the bruises some were self-inflicted and some showed up along the way. - JF

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16-08-2015, 04:05 PM
RE: Keeping my fingers crossed
Keeping my fingers crossed for you still Anjele, but wanted to report that we signed a contract this afternoon!! Banana_zorro

After ten years in this crackerbox of a house living on top of eachother for the last five, we are going to be the proud owners of a four bedroom, two bath, full finished basement and a garage and huge back deck!! I can hardly believe it!

But now I have come to believe that the whole world is an enigma, a harmless enigma that is made terrible by our own mad attempt to interpret it as though it had an underlying truth.

~ Umberto Eco
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16-08-2015, 04:09 PM
RE: Keeping my fingers crossed
(16-08-2015 04:05 PM)evenheathen Wrote:  Keeping my fingers crossed for you still Anjele, but wanted to report that we signed a contract this afternoon!! Banana_zorro

After ten years in this crackerbox of a house living on top of eachother for the last five, we are going to be the proud owners of a four bedroom, two bath, full finished basement and a garage and huge back deck!! I can hardly believe it!

Congratulations.

(31-07-2014 04:37 PM)Luminon Wrote:  America is full of guns, but they're useless, because nobody has the courage to shoot an IRS agent in self-defense
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16-08-2015, 04:47 PM
RE: Keeping my fingers crossed
Great news Even!

Alex was told that if Cash Guy didn't show up today they would accept his offer. Cash Guy didn't show up but now the seller wants more money.

Appears the search is still on. Undecided

See here they are the bruises some were self-inflicted and some showed up along the way. - JF

We're all mad here. The Cheshire Cat
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16-08-2015, 05:15 PM
RE: Keeping my fingers crossed
(16-08-2015 04:47 PM)Anjele Wrote:  Great news Even!

Alex was told that if Cash Guy didn't show up today they would accept his offer. Cash Guy didn't show up but now the seller wants more money.

Appears the search is still on. Undecided

Poo.

But now I have come to believe that the whole world is an enigma, a harmless enigma that is made terrible by our own mad attempt to interpret it as though it had an underlying truth.

~ Umberto Eco
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16-08-2015, 05:36 PM
RE: Keeping my fingers crossed
(16-08-2015 04:05 PM)evenheathen Wrote:  Keeping my fingers crossed for you still Anjele, but wanted to report that we signed a contract this afternoon!! Banana_zorro

After ten years in this crackerbox of a house living on top of eachother for the last five, we are going to be the proud owners of a four bedroom, two bath, full finished basement and a garage and huge back deck!! I can hardly believe it!

A must read:

[Image: 51FDal1NKnL._SX326_BO1,204,203,200_.jpg]

Skepticism is not a position; it is an approach to claims.
Science is not a subject, but a method.
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16-08-2015, 05:39 PM
RE: Keeping my fingers crossed
We suggested to Alex that he pull his offer.

Something else will come along. And this seller and his agents are being pretty shady.

Guy won't take 23K over the cash offer...screw him.

See here they are the bruises some were self-inflicted and some showed up along the way. - JF

We're all mad here. The Cheshire Cat
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16-08-2015, 06:16 PM
RE: Keeping my fingers crossed
(16-08-2015 05:36 PM)Chas Wrote:  
(16-08-2015 04:05 PM)evenheathen Wrote:  Keeping my fingers crossed for you still Anjele, but wanted to report that we signed a contract this afternoon!! Banana_zorro

After ten years in this crackerbox of a house living on top of eachother for the last five, we are going to be the proud owners of a four bedroom, two bath, full finished basement and a garage and huge back deck!! I can hardly believe it!

A must read:

[Image: 51FDal1NKnL._SX326_BO1,204,203,200_.jpg]

Is it really? It's gotta be better than "So You're Going to be a Dad". Tongue

(which was a decent read, but I only got halfway through before I said fuck it, I'm gonna have to figure this shit out as I go anyway)

But now I have come to believe that the whole world is an enigma, a harmless enigma that is made terrible by our own mad attempt to interpret it as though it had an underlying truth.

~ Umberto Eco
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17-08-2015, 05:55 PM
RE: Keeping my fingers crossed
http://time.com/money/3984444/wylie-texa...live-2015/

Well, this may explain the boom in the housing market.

We are number 25 - in the country.

See here they are the bruises some were self-inflicted and some showed up along the way. - JF

We're all mad here. The Cheshire Cat
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20-08-2015, 02:30 PM
RE: Keeping my fingers crossed
Woot! Home inspection was yesterday - the inspector said it was the best house he had seen in a long time - only very minor stuff to "fix".

I think I can shed some light on VA Loans - The VA will NOT approve a house unless it is in "average" condition. They determine what "average" means - and it means nothing even remotely indicating that there is a possibility of a problem. They are really nit-picky, which means all this tiny little things, such as a light wired weird, or hot water heater too close to something (even if easily moved), or and old electrical line not connected to anything (powered or not)...just very minor and easily fixable things MUST be fixed before the closing can complete. This is designed to protect the veteran, but sellers don't want to deal with a bunch of petty things and getting nickle and dimed to death after you've already 'made a deal'. They are just ready to be done with it. With a conventional loan the buyer can decide if they want to proceed and fix the little stuff themselves later - they can ask for the money from the seller potentially if it means getting the deal done. Not so with the VA loan - it must be fixed before hand. Even my soon to be house (hopefully) has some pretty silly things like a bathtub drain cover needs a screw. Yes - that's on the report to the VA. One way "around" that is to offer to get fixes made by the buyer before the close if they don't agree to do it themselves.

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