Scenario: You bought a house, and your significant other moves in. Do you charge?
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07-11-2014, 04:40 PM
RE: Scenario: You bought a house, and your significant other moves in. Do you charge?
(07-11-2014 01:29 PM)cjlr Wrote:  Eh?

I don't see how deliberately keeping a partner ignorant of the law is anywhere close to a good idea. Nor would any "agreement" made under such conditions be judged as in good faith.
Where did you get that from?
Who is suggesting to keep someone ignorant of the law?
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07-11-2014, 10:14 PM
RE: Scenario: You bought a house, and your significant other moves in. Do you charge?
(07-11-2014 07:20 AM)Cathym112 Wrote:  
(06-11-2014 04:53 PM)Adrianime Wrote:  I don't think the cost of the mortgage directly factors in because she has no stake in the property. Not to mention that the mortgage is heavily influenced by down payment size and your interest rate. That's why I personally think of it more of a function on the market rate for rent, because then she knows she is saving money over living elsewhere (and she gets a whole lot of extra perks such as decoration/ lots of space, new appliances, huge kitchen, etc).

Look dude - you are over analyzing this way too much. The mortgage is what it costs to live there. It's paying rent to yourself. The reason why it's paying rent to yourself is because even if you sell the house, you will never get everything you paid into the house (repairs, upgrades, etc.) back. People get confused over this, understandably so when cnn money writes misleading articles about real estate. Specifically, when they say you will get 70% return on your asset, that means you LOSE 30%. It's extremely rare that people get all their money back in terms of appreciation.

A mortgage is no different than rent. I promise you that any rent you paid before you owned was the price of the mortgage, tax, water consumption and a few hundred more to cover repairs. Most landlords don't rent for less than the expense of owning it. That would be stupid.

Therefore, she she cover half the damn mortgage. It's rent.

This is suppose to be your significant other. Your PARTNER. No one gets to live rent free. A partner that balks at the thought of contributing to a future together is someone you should not be partnered with.

Then the partner needs to be added to the deed. You can't expect people to invest in your dream and just walk away if the relationship dissolves.


But as if to knock me down, reality came around
And without so much as a mere touch, cut me into little pieces

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08-11-2014, 02:06 AM
RE: Scenario: You bought a house, and your significant other moves in. Do you charge?
(07-11-2014 01:30 PM)Cathym112 Wrote:  I understood you. Nickel and diming (even if it works out in her favor) again, is not my idea of a good healthy start to a cohabitating relationship. This is what it costs to live in your house for you. She should be contributing to that. However you want to do that is up to you.
Ahh ok. I know I look at money differently than most people. Some may see it as nickel and diming. While I see (some of) it as not being taken advantage of, while not taking advantage of. I prefer to just openly discuss these things as I know finances are a huge reason that breaks couples apart. So I take action to make sure I don't harbor any negative feelings.

I prefer fantasy, but I have to live in reality.
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06-04-2018, 05:46 AM
RE: Scenario: You bought a house, and your significant other moves in. Do you charge?
if I buy a house I will hire an inspector to check everything inside and out, they I will deal about the price
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06-04-2018, 07:17 AM
RE: Scenario: You bought a house, and your significant other moves in. Do you charge?
(06-04-2018 05:46 AM)MuntyJay Wrote:  if I buy a house I will hire an inspector to check everything inside and out, they I will deal about the price

[Image: ThreadNecro.jpg]

Laugh out load

On this subject though:

Maybe its different in other parts of the world but, if you're together as a couple, normally you would half all the cost's including rent. This would also mean should the mortgage gets paid off, the other party is entitled to what they put in (in the UK anyway). It used to be "the partner just gets half" , but it was changed to "you get what you put in" to stop people taking the piss during divorce proceedings.

If you ask them for rent, then technically they are a tenant, and you have to keep a rent book, with payment dates etc. I mean if you really wanted to you could do that, (and there is a story of a man who did this with his wife....so he could legally kick her out when they broke up), which in that case, pending they have signed a tenant agreement and you've kept payment records, they are entitled to nothing when they leave. Although you are subject to landlord laws, such as deposit security etc. , again at least in the UK.


I personally would say people should be smart enough to know if they are in a long term relationship where, should things go "tits up", you'll be happy to sort out paying a person what they put into a property. And even then that's an if, with the ideal being that you never break up. If you want to move in with someone, it's not a decision to be made lightly by either party.

"When you’re in a relationship, you’re in a band. Sometimes you sing lead and sometimes you’re on tambourine. And if you’re on tambourine, play it right. Play it with a fucking smile. ‘Cause nobody wants to see a mad tambourine player.” - Chris Rock
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06-04-2018, 09:36 AM (This post was last modified: 06-04-2018 09:40 AM by Dom.)
RE: Scenario: You bought a house, and your significant other moves in. Do you charge?
I don't know, I would have never entered a relationship where every penny is accounted for.

My long time partner, I had a house. He moved in. He held down the fort while I worked. He bought stuff as needed. What, were we supposed to keep book of the number of boards he replaced on the fence or the number of dinners I cooked or whatnot?

Is labor worth nothing?

We didn't worry about it and were happily married til death did us part. He did his part, I did mine. No recordkeeping needed.

We just had each other's back. Which, IMO, is the foundation any partnership needs to stand on. If you can't count on your partner having your back, you are headed for trouble anyway.

[Image: dobie.png]Science is the process we've designed to be responsible for generating our best guess as to what the fuck is going on. Girly Man
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06-04-2018, 01:28 PM
RE: Scenario: You bought a house, and your significant other moves in. Do you charge?
(06-11-2014 01:39 AM)Adrianime Wrote:  I'm curious of your opinions, if you are willing to share.

I will share some advice I was given many years ago by a grizzled wise old hippie. "If I had to do it all over again, Bob, I'd just find a woman I hate and buy her a house." ... ymmv

#sigh
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06-04-2018, 06:40 PM
RE: Scenario: You bought a house, and your significant other moves in. Do you charge?
Home is where I hang my Gwynnies; I guess I'm not really qualified to answer. Tongue

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06-04-2018, 06:58 PM
RE: Scenario: You bought a house, and your significant other moves in. Do you charge?
If you're nickel-and-diming someone, it ain't love. Move on.
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07-04-2018, 11:43 AM
Scenario: You bought a house, and your significant other moves in. Do you charge?
My wife didn't move in with me until I asked her to marry me, her lease ended before mine so she stayed with me for about 3 months until my lease expired, then we moved into a totally new place after we got married and we both signed the lease.

We also opened a joint bank account, but each keep our own separate accounts, but after about a year it just became a hassle to constantly transfer funds from our separate accounts to our joint account so we put it all together.

I only ever lived with her, never anyone else. Couldn't imagine living with someone I didn't trust...well actually I can, but they were my family and I had no choice. Dodgy

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